No-Credit Needed Payment Options
Acima puts what you need within reach.
- Lease-to-own
- Quick application and decision
- Approval amounts up to $5,000
- Easy payment options
- Flexible ownership options
- Low initial lease payment
What is needed to apply
- Active checking account with at least $750 of income per month
- 2 months of income history with current source of income
- Government issued photo ID
- Valid SSN or ITIN
Sometimes you need more time to pay, no matter how your finances stack up. Snap can help you get what you need now.
- Lease-to-own
- Apply in minutes
- Approval from $300-$5,000
- 100-Day ownership option available
- Low processing fee
What is needed to apply
- Be old enough to enter into a legal contract (18 or older in most states)
- Steady monthly income of at least $750
- Active checking account
- Valid email address and smartphone number
Tailored for those with less-than-perfect credit, meaning the decision to approve a lease is based on more than simply your credit score.
- Lease-to-own
- No traditional credit history required
- Simple, easy payments
- 90-Day & early purchase options available
What is needed to apply
- Social security number or ITIN
- Bank account details
- Credit or debit card
- Be 18 years or older
Koalafi's flexible lease-to-own financing allows you to pay over time for your important purchases - whether you're building or rebuilding credit or simply want more flexibility.
- Low initial payment
- Flexible payment options
- Early purchase options
- High approval rates
- Approval amounts up to $7,500
What is needed to apply
- Be 18 years or older
- Monthly income of at least $1,000
- Valid SSN or ITIN
- Lived at a U.S. address for the past 60 days or more
